Basic liability insurance for your car often times does not cover auto glass damage. This is a commonly held belief that many of our customers are surprised to learn isn’t true. Many of our customers also think that their collision insurance will cover auto glass damage. This is a misconception held by many of our customers as well. In many cases, not even those cracks and chips are covered by collision damage.
If you are looking for full auto glass coverage, your best bet is to get comprehensive coverage. However, not every insurance company labels their insurance packages the same way. If you are unsure of the state of your auto glass insurance, you should contact your insurance company directly.
The next question is: should you get full auto glass coverage? This depends on how much you drive, the conditions that you typically drive in, and also where you live. You should consider the costs of auto glass coverage versus the cost of auto glass repair or replacement. For example, if you do a lot of driving on gravel roads, you might be at a higher risk for auto glass damage.