Repairing Your Windshield Without Using Insurance

Dealing with your insurance company is always a toss-up. Either the interaction goes really well, or it ends in complete frustration. This is especially true when contacting them for windshield problems. Your damaged windshield is likely covered by your car insurance, but you might want to pay out of pocket to avoid having your monthly insurance payment go up as a result of filing a claim. Besides, paying out of pocket can help keep the price reasonable, and will likely save you money in the long term. Insurance companies tend to charge additional fees for replacing windshields. Here are some tips for replacing your windshield without having to use your insurance specifically for your windshield problem.

Vandalism

While you might not enjoy ruining someone else’s property, there a plenty of folks who do. While it can be incredibly aggravating to emerge from your home to find your car has been vandalized and your auto glass destroyed, it’s sometimes better to pay for the auto glass damage on your own than inform your insurance company of the incident. This way, they won’t fall under the impression that you live in an area where this type of activity is frequent.

Wear and Tear

Over time, everything tends to break down, and this certainly applies to windshields. Seeing as it protects you from road hazards while you travel speeds upwards of 70 miles per hour, your windshield will sustain its fair share of cracks and dings as time goes on. Minor damage like that can usually be repaired, and prevents you from having to pay more money for a full windshield replacement if you remedy the situation in time. Remember, that small damage on your windshield is never going to fix itself. Be proactive and get it squared away before the damage gets out of hand.

General Mishaps

Sometimes, small vehicular incidents take place. They aren’t enough to cause major damage, but the impact of such run ins can put a crack or two in your windshield. In situations like this, you’ll want to discuss repair options with a company willing to not only work with your insurance, but offer a price that fits into your maintenance budget.

If you require help with your windshield, look no further than AllStar Windshield Centers! Call us at (630) 268-9337, or fill out our online contact form!

Do you need full auto glass coverage?

Basic liability insurance for your car often times does not cover auto glass damage. This is a commonly held belief that many of our customers are surprised to learn isn’t true. Many of our customers also think that their collision insurance will cover auto glass damage. This is a misconception held by many of our customers as well. In many cases, not even those cracks and chips are covered by collision damage.

If you are looking for full auto glass coverage, your best bet is to get comprehensive coverage. However, not every insurance company labels their insurance packages the same way. If you are unsure of the state of your auto glass insurance, you should contact your insurance company directly.

The next question is: should you get full auto glass coverage? This depends on how much you drive, the conditions that you typically drive in, and also where you live. You should consider the costs of auto glass coverage versus the cost of auto glass repair or replacement. For example, if you do a lot of driving on gravel roads, you might be at a higher risk for auto glass damage.